Did you know that you can transfer your current Allstate 401k into an IRA before you retire?
And still keep your current Allstate 401k for ongoing payroll contributions
We can show you how! We at Full Spectrum Financial Solutions would like to offer you a free consultation to guide you through the process of performing an in-service rollover. This process permits your existing assets within your Allstate 401k to be rolled over into your very own IRA. This process will avoid IRS penalty and tax consequences.
Are you:
• Taking advantage of all your 401k pre-tax benefits?
• Sure how much you should contribute or where to allocate your 401k assets?
• Alone without professional help when deciding which investments are right for you?
• Frustrated with the limited number of investment choices available in your plan?
• Without help to review your 401k when things change in the market?
Benefits:
• Continue to contribute to your current Allstate 401k with payroll deductions.
• Learn about your 401k benefits such as matching, investment allocation choices and funding guidelines.
• Work with an experienced Certified Financial Planner™ when making investment decisions.
• Inside of your new IRA, you can choose from thousands of investment options available on the market.
Please fill out the 2nd Opinion form on the left to schedule your FREE consultation and let us show you how the transfer process works.
If you are considering rolling over money from an employer-sponsored plan, you often have the following options: leave the money in the current employer-sponsored plan, move it into a new employer sponsored plan, roll it over to an IRA, or cash out the account value. Leaving money in a plan may provide special benefits including access to lower-cost investment options; educational services; potential for penalty-free withdrawals; protection from creditors and legal judgments; and the ability to postpone required minimum distributions. If your plan account holds appreciated employer stock, there may be negative tax implications of transferring the stock to an IRA. Whether to roll over your plan account should be discussed with your financial advisor and your tax professional.